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Housing in Scottish Borders

Council area

South east Scotland. 116,800 people in 4,739 square kilometres, the 7th most sparsely populated council in the UK.

8 layers about housing for Scottish Borders, each at the level its publisher released it, with its own date and source.

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Average house price by council

UK House Price Index · July 2026

Under £175k£600k or more

Scottish Borders’ average house price was £193,050 in July 2026.

Average house price

Council
£193,050
HM Land Registry and partners · Jul 2026

Scottish Borders’ average house price was £193,050 in July 2026.

That is 2% lower than Scotland and 29% lower than the UK average.

Prices rose 4.5% in the year to July 2026.

Against Scotland
2% lower£196,349
Against the UK
29% lower£272,611

House prices since 2004

Monthly average house price, smoothed. Scottish Borders’ is 2.7 times its 2004 level, faster than Scotland’s.

House prices since 2004Average house price each month for Scottish Borders, Scotland, United Kingdom, January 2004 to July 2026. Source: UK House Price Index.
House prices since 2004
MonthScottish BordersScotlandUnited Kingdom
Jan 2004£71,604£76,662£126,179
Jan 2005£92,114£90,440£138,759
Jan 2006£104,584£105,257£147,360
Jan 2007£117,577£121,923£162,825
Jan 2008£124,729£133,172£171,137
Jan 2009£116,781£119,792£144,840
Jan 2010£123,034£124,112£154,268
Jan 2011£121,259£124,856£154,113
Jan 2012£121,230£120,989£152,831
Jan 2013£114,355£117,973£154,495
Jan 2014£120,171£122,220£164,137
Jan 2015£125,801£129,869£175,636
Jan 2016£128,723£131,634£189,268
Jan 2017£123,647£133,141£198,276
Jan 2018£135,502£141,353£206,844
Jan 2019£126,977£144,124£210,317
Jan 2020£140,083£147,731£213,657
Jan 2021£152,530£157,866£228,417
Jan 2022£169,478£173,589£248,031
Jan 2023£171,638£175,092£260,941
Jan 2024£173,009£179,248£255,972
Jan 2025£176,977£185,315£264,936
Jan 2026£182,797£189,118£268,862
Jul 2026£193,050£196,349£272,611

House price to pay

CouncilGreat Britain only
5.7×
Worked out by Open Index · 2025

A home in Scottish Borders costs 5.7 times local full-time pay.

Worked out by Open Index from the UK House Price Index and the ONS earnings survey.

House price to pay: Scottish Borders among every council348 areas from 3.1× to 23.4×. The middle area is 7.3×. Scottish Borders is 5.7×.

Annual price change

Council
4.5%
HM Land Registry and partners · Jul 2026
Against Scotland
twice2.3%
Against the UK
3.2 times1.4%

House price change since 2005

Monthly annual price change, smoothed. Scottish Borders’ is 84% lower than in 2005, ahead of Scotland’s.

House price change since 2005Annual price change each month for Scottish Borders, Scotland, United Kingdom, January 2005 to July 2026. Source: UK House Price Index.
House price change since 2005
MonthScottish BordersScotlandUnited Kingdom
Jan 200528.6%18.0%10.0%
Jan 200613.5%16.4%6.2%
Jan 200712.4%15.8%10.5%
Jan 20086.1%9.2%5.1%
Jan 2009−6.4%−10.0%−15.4%
Jan 20105.4%3.6%6.5%
Jan 2011−1.4%0.6%−0.1%
Jan 20120.0%−3.1%−0.8%
Jan 2013−5.7%−2.5%1.1%
Jan 20145.1%3.6%6.2%
Jan 20154.7%6.3%7.0%
Jan 20162.3%1.4%7.8%
Jan 2017−3.9%1.1%4.8%
Jan 20189.6%6.2%4.3%
Jan 2019−6.3%2.0%1.7%
Jan 202010.3%2.5%1.6%
Jan 20218.9%6.9%6.9%
Jan 202211.1%10.0%8.6%
Jan 20231.3%0.9%5.2%
Jan 20240.8%2.4%−1.9%
Jan 20252.3%3.4%3.5%
Jan 20263.3%2.1%1.5%
Jul 20264.5%2.3%1.4%

Detached house price

Council
£370,074
HM Land Registry and partners · Jul 2026

The average price of a detached home in Scottish Borders was £370,074 in July 2026.

That is 2% higher than Scotland and 17% lower than the UK average for detached homes.

Against Scotland
2% higher£362,765
Against the UK
17% lower£444,936
Detached house price: Scottish Borders among every council348 areas from £175,111 to £4,525,386. The middle area is £447,347. Scottish Borders is £370,074.

Flat price

Council
£110,768
HM Land Registry and partners · Jul 2026

The average price of a flat in Scottish Borders was £110,768 in July 2026.

That is 19% lower than Scotland and 43% lower than the UK average for flats.

Against Scotland
19% lower£136,950
Against the UK
43% lower£192,704
Flat price: Scottish Borders among every council349 areas from £68,963 to £971,688. The middle area is £144,735. Scottish Borders is £110,768.

Semi-detached house price

Council
£228,782
HM Land Registry and partners · Jul 2026

The average price of a semi-detached home in Scottish Borders was £228,782 in July 2026.

That is 2% higher than Scotland and 18% lower than the UK average for semi-detached homes.

Against Scotland
2% higher£225,166
Against the UK
18% lower£278,555
Semi-detached house price: Scottish Borders among every council348 areas from £116,420 to £3,051,816. The middle area is £280,428. Scottish Borders is £228,782.

Terraced house price

Council
£186,537
HM Land Registry and partners · Jul 2026

The average price of a terraced home in Scottish Borders was £186,537 in July 2026.

That is 2% higher than Scotland and 20% lower than the UK average for terraced homes.

Against Scotland
2% higher£182,762
Against the UK
20% lower£231,945
Terraced house price: Scottish Borders among every council348 areas from £89,218 to £2,429,086. The middle area is £228,217. Scottish Borders is £186,537.

House sales per month

Council
147
HM Land Registry and partners · May 2026

147 home sales were recorded in Scottish Borders in May 2026.

Figures for the latest months are revised as more sales are registered.

House sales per month: Scottish Borders among every council360 areas from 6 to 894. The middle area is 114. Scottish Borders is 147.